Courage is essential to the Northern Traditions, and the universe rewards courage with Hamingja, a form of luck or charisma. Hamingja goes by many names in many traditions, but the basis is simple: Courageous acts are rewarded by the universe. Start small and work your way up. Building courage is like building a muscle; you may not be able to start with your ultimate fears, but tackle what you can and you will get there. The more courage, the greater your magickal potential.
*Note: Hamingja is not Dharma.